Pay bills reliably. securely. easily.
Manage, track and pay bills securely via Automated Clearing House (ACH). Get started anywhere with Bookipay’s free mobile app and pay your bills instantly.
Bookipay is a financial technology company and is not a bank. Banking services provided by Thread Bank; Member FDIC.

Don’t miss a bill.
No hidden fees
No ACH transaction fees or platform subscription fees with Bookipay.
Fast setup
Link your bank account, set up a vendor, and pay your first bill in minutes.
Safe and secure
Payments made via ACH are fast, reliable and secure.

Simple and fast
Save time by paying bills through ACH, on the move.
Set up your Bookipay account in minutes and get back to making money.
- All you need for payment processing on a single app
- Pay bills on the move, not in your personal time
Pay bills safely
Increase your security when you make payments through ACH. Bookipay’s multi-layered safeguards ensures your transactions and account are secure.
- ACH is more secure than checks and wire transfers
- ACH is regulated and trusted by the government


Take control
Bookpay’s mobile app makes managing and tracking payments seamless. Get a real-time recap of all your transactions and their status – you’ll never miss a bill.
- Make a one-time or automate recurring payments
- Create, save and edit vendor details
Dedicated customer support
Bookipay’s dedicated customer support team are always ready to help.
Active support
Time is money and our responsive support team is quick to help.
Self-serve support
Comprehensive guides that gets you started with confidence.
Multi-channel support
Choose how you get help - chat with a live agent or send us an email.
FAQs
Bookipay's setup is designed to be secure and simple. Bookipay eliminates the need to sign up with multiple payment providers, allowing you a clear overview of all your payment transactions on one platform.
Bookipay's goal is to make ACH payments accessible for all businesses. Save time and money when you use Bookipay to send payments at your convenience - without the unnecessary fees.
Bookipay's mobile app is free to use, that means no ACH transaction fees nor platform subscription fees. Manage, track and pay bills securely via ACH wherever you are with the Bookipay mobile app.
*Please note, some merchants may charge a transaction fee.
To ensure all your payments are secure, we've partnered with Unit and Thread to deliver payments via ACH.
Bookipay is only on-mobile so you can manage, track and pay bills securely while on the move.
- Bookipi Invoice - easiest invoice generator to send invoices and receive payments.
- Bookipi Expense - to track and manage your daily income and expenses.
ACH transfers are bank-to-bank transfers that are processed through the Automated Clearing House.
There are 2 main types of ACH transfers:
- ACH direct debits - funds are drawn directly out of your account for the payment. They are commonly used for direct deposits to employees, bill payments or paying other businesses.
- ACH direct credit - this is when someone sends you payment via ACH transfer.
Payments made via ACH direct debit will post to your vendor's account within 3 - 5 business days.
Payments made prior to 3:00 PM EST will be processed on the same day while payments made after 3:00 PM EST will be processed the next day.
From keeping track of expenses to paying bills on time, there are many moving parts to keep track of. Small businesses and freelancers can simplify the process by using ACH (Automated Clearing House) payments to pay bills.