Bookipay - Easy ACH Payments for small business

Pay bills reliably. securely. easily.

Manage, track and pay bills securely via Automated Clearing House (ACH). Get started anywhere with Bookipay’s free mobile app and pay your bills instantly.

Bookipay is a financial technology company and is not a bank. Banking services provided by Thread Bank; Member FDIC.

Make automated ACH payments on Bookipay's mobile app.

Don’t miss a bill.

No hidden fees

No ACH transaction fees or platform subscription fees with Bookipay.

Fast setup

Link your bank account, set up a vendor, and pay your first bill in minutes.

Safe and secure

Payments made via ACH are fast, reliable and secure.

Simple and fast

Save time by paying bills through ACH, on the move. Set up your Bookipay account in minutes and get back to making money.

Pay bills safely

Increase your security when you make payments through ACH. Bookipay’s multi-layered safeguards ensures your transactions and account are secure.

Bookipay's ACH transfers ensure all your transactions are secure.
Bookipay gives you back control, see all your ACH transactions on a single platform.

Take control

Bookpay’s mobile app makes managing and tracking payments seamless. Get a real-time recap of all your transactions and their status – you’ll never miss a bill.

Download the Bookipay app now

"Realize the simplicity and cost savings of using Bookipay to pay bills."


Founder and former tradesmen

Dedicated customer support

Bookipay’s dedicated customer support team are always ready to help.

Active support

Time is money and our responsive support team is quick to help.

Self-serve support

Comprehensive guides that gets you started with confidence.

Multi-channel support

Choose how you get help - chat with a live agent or send us an email.


How does Bookipay work?

Bookipay’s setup is designed to be secure and simple. Bookipay eliminates the need to sign up with multiple payment providers, allowing you a clear overview of all your payment transactions on one platform.

Bookipay’s goal is to make ACH payments accessible for all businesses.
Save time and money when you use Bookipay to send payments at your convenience  – without the unnecessary fees.

Is Bookipay really free?

Bookipay’s mobile app is free to use, that means no ACH transaction fees nor platform subscription fees. Manage, track and pay bills securely via ACH wherever you are with the Bookipay mobile app.

*Please note, some merchants may charge a transaction fee.

Is Bookipay secure?

To ensure all your payments are secure, we’ve partnered with Unit and Thread to deliver payments via ACH.

Can I use Bookipay on mobile and web?

Bookipay is only on-mobile so you can manage, track and pay bills securely while on the move.

What's the difference between Bookipi and Bookipay?
Bookipay is part of Bookipi Group. Bookipay is a product in the Bookipi Suite. To help businesses streamline their processes and operations, Bookipi is always developing new products for businesses. Check out the other products in the Bookipi Suite:
  • Bookipi Invoice – easiest invoice generator to send invoices and receive payments.
  • Bookipi Expense – to track and manage your daily income and expenses.
What are Automated Clearing House (ACH) transfers?

ACH transfers are bank-to-bank transfers that are processed through the Automated Clearing House.

There are 2 main types of ACH transfers:

  1. ACH direct debits – funds are drawn directly out of your account for the payment. They are commonly used for direct deposits to employees, bill payments or paying other businesses.
  2.  ACH direct credit – this is when someone sends you payment via ACH transfer.
How long does it take for an ACH payment to post?

Payments made via ACH direct debit will post to your vendor’s account within 3 – 5 business days.

Payments made prior to 3:00 PM EST will be processed on the same day while payments made after 3:00 PM EST will be processed the next day.

Why should small businesses and freelancers pay their bills using ACH?

From keeping track of expenses to paying bills on time, there are many moving parts to keep track of. Small businesses and freelancers can simplify the process by using ACH (Automated Clearing House) payments to pay bills.

You seem to be outside of the United States.

Bill payment via ACH is currently only available in the US.

Want to pay bills in your country?
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